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HealthTeam Advantage Cardinal Plan HMO

As a HealthTeam Advantage Cardinal health plan member, you can choose to receive care from any provider or hospital in our service area, which includes the following counties in North Carolina: Alamance, Davidson, Davie, Forsyth, Guilford, Randolph, and Rockingham. The Cardinal Plan HMO is a health maintenance organization plan. That means you must use in-network providers for your medical care and services, with very limited exceptions. Our service area includes the North Carolina counties listed above.

Are You Eligible?

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HealthTeam Advantage Cardinal Plan HMO

$0 Monthly Premium
$0 Deductible for Medical

Featured Benefits

Flexible Spending Allowance for Dental, Vision, and Hearing
Custodial Care
Over-the-Counter Allowance

Out-of-Pocket Maximum

$2,900
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Copays

 
Doctor Office Visits
 
Primary Care Provider (PCP)

$0

Specialist Visits

$0

Inpatient Hospital Coverage

$200 per day
(Days 1-5)

$0 per day
(Days 6-90)

Skilled Nursing Facility (SNF)

$0 per day
(Days 1-20)

$203 per day
(Days 21-100)

For additional information please view
2024 HealthTeam Advantage Cardinal (HMO) Benefits at a Glance PDF

Are You Eligible?

You’re eligible for the Cardinal Plan (HMO):

  • You’re entitled to Medicare Part A and are enrolled in Medicare Part B
  • You live in one of the following North Carolina counties: Alamance, Davidson, Davie, Forsyth, Guilford, Randolph, or Rockingham.
  • You are a United States Citizen or lawfully present in the United States

About Medicare Eligibility >

Enrollment Dates

Understanding Enrollment Periods

  • Initial Enrollment Period – When you’re first eligible for Medicare (for example, when you turn 65), you have a 7-month window to sign up for Part A and/or Part B or a Medicare Advantage plan. That time period is 3 months before your birthday month, your birthday month, and 3 months after your birthday month.
  • Annual Enrollment Period – is October 15-December 7 every year. During this time, you can switch, drop, or join a Medicare Advantage plan.
  • Open Enrollment Period – is January 1-March 31 every year. This is your only opportunity outside of the Annual Enrollment Period to switch Medicare Advantage plans.

More About Enrollment Periods >

Detailed and Additional Information

Our Provider Network

The HealthTeam Advantage Cardinal Plan HMO is a health maintenance organization plan. That means you must use in-network providers for your medical care and services, with very limited exceptions. The only exceptions are emergencies, urgently needed-services when the network isn’t available (generally when you’re out of the area), out-of-area dialysis services, and cases in which HealthTeam Advantage authorizes use of out-of-network providers.

Corporate

300 E. Wendover Ave., Suite 121, Greensboro, NC 27401

Local Benefit Center

Walk-Ins Welcome

5815 Samet Dr., Suite 107, High Point, NC 27265

Didn’t find what you were looking for?

HealthTeam Advantage, a product of Care N’ Care Insurance Company of North Carolina, Inc., is a PPO and HMO Medicare Advantage plan with a Medicare contract. 
Enrollment in HealthTeam Advantage depends on contract renewal.

Limitations, copayments, and restrictions may apply. Benefits, premiums and/or copayments/coinsurance may change on January 1 of each year. The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. Every year, Medicare evaluates plans based on a 5-star rating system.

Page last updated: October 01, 2024

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