As a HealthTeam Advantage PPO member, you can receive care from any provider or hospital you choose. You do not need a referral to any doctor or hospital. We encourage you to select an in-network provider to act as your Primary Care Provider (PCP). The term PCP will be used throughout this directory. When you select a HealthTeam Advantage in-network PCP, you’ll have a dedicated physician who will focus on your individual health care needs and coordinate your care with other in-network providers if needed. This allows you to keep your out-of-pocket costs lower and more predictable.
The network providers listed in this directory have agreed to provide you with your health care and vision coverage. You may go to any of our network providers listed in this directory. If you have been going to one network provider, you are not required to continue going to that same provider. In some cases, you may get covered services from non- network providers.
Out-of-network/non-contracted providers are under no obligation to treat HealthTeam Advantage members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call your healthcare concierge or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.