HealthTeam Advantage Dental Benefit
Protecting your smile can also help protect your overall health and well-being. Good oral hygiene and regular preventive dental checkups can be a first line of defense against the development of certain conditions, such as diabetes and heart disease, and offer early warning signs to bigger issues.
Preventive dental services like cleanings, oral exams, X-rays, and Medicare-covered exams are included in all HealthTeam Advantage plans.
Our dental benefits are provided through Delta Dental® of North Carolina, America’s largest dental insurance provider. This means more provider options for our members. Nationally, Delta Dental covers more than 80 million Americans and offers the country’s largest dental network with approximately 157,000 participating dentists. Across North Carolina, there are more than 3,500 licensed dentists in the network, giving members access to 36 percent more dentists than Delta’s closest competitor. Not only is our dental network more accessible, but our copays are also more affordable. Copays for in-network, routine exams, cleanings, and X-rays are $10 for PPO I and HMO CSNP members and $0 for PPO II members.
HealthTeam Advantage also offers a Dental Comprehensive Rider that covers services beyond preventive dental for a $25 monthly premium. Comprehensive services include fillings, dentures, partials, crowns, and periodontics.
The Summary of Benefits or Evidence of Coverage provide details regarding included preventive dental services. Both resources can be found on our 2021 Plan Documents page.
Check to see if your dentist is in our network; you can search by name or by specialty (dentist or dental clinic).
Visit our Health & Wellness library for more information on dental health.2021 Plan Documents